Bay Winds Federal Credit Union is a member owned, not-for-profit financial cooperative. We are owned by our members. As an owner operated financial cooperative our sole ambition is to create value for our members. How? By offering lower rates on loans, higher rates on savings and lower/fewer fees across the board. We also provide state-of-the-art financial services such as Online Banking, No-Fee Checking Accounts and Super Saver accounts.
It also is no surprise that we are growing. Providing access to low-cost financial services to our members is a formula that is working.